Comprehensive Coverage
Medical, dental, vision, and mental health benefits bundled in every tier. Never pay out-of-pocket for preventive visits.
Trusted by 2M+ Americans
Health Coverage
Built for Your Life
Compare individual, family, and senior health insurance plans. Find comprehensive coverage that fits your budget — no surprises, no fine print.
2M+
Members Covered
$0
Cost to Compare
98%
Satisfaction Rate
50 States
Nationwide Coverage
Why HealthShield
Coverage That Works As Hard As You Do
Every plan is designed with real people in mind — preventive care, prescription benefits, and specialist access without the red tape.
Instant Approval
Get your coverage decision in minutes. No long waits, no medical underwriting for ACA-compliant plans.
Flexible Deductibles
Choose your deductible and monthly premium balance. Low, mid, or high — find the sweet spot for your budget.
Open Enrollment Year-Round
Qualify for Special Enrollment Periods any time. Life changes? Your coverage can change too — marriage, birth, job loss.
24/7 Telemedicine
Talk to a licensed physician from home, any hour. All plans include unlimited virtual visits at no extra charge.
Rx Drug Coverage
Generic and name-brand prescriptions covered. Our formulary includes 5,000+ medications at partner pharmacies nationwide.
Wide Provider Network
Access 850,000+ in-network doctors, specialists, and hospitals. Find care in every state with our national PPO network.
HSA Compatible
High-deductible plans come HSA-ready. Save pre-tax dollars and roll them over year to year for future healthcare costs.
Compare Plans
Find the Right Plan for Everyone
Transparent pricing. No broker fees. Cancel or change plans anytime during open enrollment.
Individual
Solo Health Plan
Perfect for single adults seeking essential coverage.
$89.99
per person / month · $1,500 deductible
- Primary Care & Specialist Visits
- Preventive Care & Screenings
- Generic Prescriptions Covered
- 24/7 Telemedicine Visits
- Emergency & Urgent Care
- Dental & Vision Add-ons
- Family Dependent Coverage
Family
Family Shield Plan
Full-family coverage with no surprises at the ER.
$245.00
per family / month · $2,500 family deductible
- Coverage for Up to 6 Dependents
- Pediatric & Maternity Care
- Brand & Generic Prescriptions
- Dental & Vision Included
- Mental Health & Counseling
- 24/7 Telemedicine for All Members
- HSA-Compatible Option
Senior
Senior Care Plan
Medicare supplement & advantage plans for 65+.
$139.50
per person / month · $0 deductible options
- Medicare Part A & B Supplement
- Part D Prescription Drug Coverage
- Specialist Referral & Chronic Care
- Dental, Vision & Hearing
- $0 Preventive Care Copay
- Transportation Benefit
- Requires Medicare Part A & B
Real Members
People Who Found Their Plan
Over 2 million Americans trust HealthShield. Here's what some of them have to say.
"Switching to HealthShield was one of the best decisions I made. The Family Shield Plan covers all four of my kids, and our first ER visit cost us nothing after deductible. Truly comprehensive."
Maria L.
Family Shield Plan · Austin, TX
"As a freelancer, getting affordable individual coverage was always a struggle. HealthShield's Solo Plan fits my budget and the telemedicine feature has been a lifesaver for after-hours care."
James R.
Solo Health Plan · Denver, CO
"At 71, navigating Medicare supplements felt impossible. HealthShield's advisors walked me through everything. My dental and vision are covered and my prescriptions are more affordable than ever."
Dorothy K.
Senior Care Plan · Naples, FL
FAQ
Common Questions Answered
We believe coverage should be easy to understand. No jargon, no runaround.
You can enroll during the annual Open Enrollment Period (November 1 – January 15 in most states). You may also qualify for a Special Enrollment Period (SEP) if you experience a qualifying life event such as losing other coverage, getting married, having a baby, or moving to a new area.
A deductible is the amount you pay before insurance kicks in. A copay is a fixed fee per visit or prescription. The out-of-pocket maximum is the most you'll pay in a year — after that, your plan covers 100% of covered services. All three work together to define your total cost exposure.
Our PPO network includes 850,000+ providers nationwide. Before enrolling, use our provider lookup tool to confirm your preferred doctors and hospitals are in-network. HMO plans require you to use network providers except in emergencies.
Many Americans qualify for Advanced Premium Tax Credits (APTC) under the ACA. If your household income is between 100% and 400% of the Federal Poverty Level, you may receive subsidies that dramatically lower your monthly premiums. Our quote tool calculates your eligibility automatically.
Our Senior Care Plan is a Medicare Supplement (Medigap) or Medicare Advantage plan, depending on your choice. It wraps around your existing Medicare Part A and B to cover gaps like deductibles and coinsurance. You must already have Medicare Parts A and B to enroll.
You can only change ACA marketplace plans mid-year if you qualify for a Special Enrollment Period. However, some supplemental or short-term plans have more flexibility. Our advisors can review your situation and find the best option within the rules.
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