Comprehensive Protection
From routine health check-ups to major life events, our coverage spans all critical areas so nothing falls through the cracks when you need it most.
Trusted by 500,000+ policyholders
Coverage That Never Lets You Down
Comprehensive insurance plans built for real life — whether you're protecting your health, your family, or your business. Straightforward coverage, fair pricing, and claims you can count on.
98%
Claims Approval Rate
24h
Average Claim Processing
A+
AM Best Rating
Best Provider 2024
Insurance Excellence Awards
Why ShieldCore
Insurance Built Around Your Life
We cut through the jargon to deliver real protection with real transparency — no fine-print surprises.
Fast Claims Processing
Submit a claim online in minutes. Our dedicated team reviews and approves eligible claims within 24 hours — because financial stress shouldn't wait.
24/7 Expert Support
Real people available around the clock. Our certified insurance advisors help you understand your policy, navigate claims, and plan smarter coverage.
Transparent Pricing
No hidden fees, no confusing tiers. Every plan shows exactly what's covered, what it costs, and what you can expect — upfront and always.
Flexible Coverage Options
Life changes, and so can your plan. Add dependents, upgrade coverage, or switch plans any time without penalties or waiting periods.
Digital-First Experience
Manage your policy, file claims, access ID cards, and track your coverage — all from your phone or browser, any time you need it.
Pricing Plans
Simple, Honest Pricing
Choose the level of protection that fits your needs. All plans include our core guarantees and 24/7 support.
Essential
$29
/ month
Core protection for individuals and young adults.
- Primary health coverage
- Emergency room visits
- Telehealth access (20 visits/yr)
- Annual wellness exam
- 24/7 phone support
Family
$89
/ month
Complete coverage for your entire household.
- Everything in Essential
- Covers up to 5 dependents
- Dental & vision included
- Mental health support
- Life insurance add-on eligible
Business
$199
/ month
Group coverage and liability for small businesses.
- Group health for up to 15 employees
- General liability coverage
- Worker's compensation
- Dedicated account manager
- Custom policy options
Customer Stories
Real People, Real Peace of Mind
Don't take our word for it — hear from the families and businesses we protect every day.
★★★★★
When my husband had an emergency surgery, the last thing I needed was insurance headaches. ShieldCore processed our claim in less than 18 hours. I couldn't believe it — they genuinely delivered.
Maria R.
Family Plan Customer — Austin, TX
★★★★★
As a small business owner, finding group coverage that doesn't break the bank was stressful. ShieldCore's business plan covers my whole team and I saved 30% compared to my old provider.
James T.
Business Plan Customer — Denver, CO
★★★★★
I switched from a big-name insurer after too many denied claims. ShieldCore's transparency is night and day — I know exactly what's covered and their app makes everything effortless.
Priya K.
Essential Plan Customer — Seattle, WA
Coverage typically activates within 24 hours of completing your application and making your first payment. For business plans, setup may take up to 3 business days to ensure all employees are enrolled correctly.
Yes. You can add dependents at any time through your online account. Spouse, children, and qualifying domestic partners are eligible. Coverage for the new member begins the following billing cycle or sooner during qualifying life events.
You have the right to appeal any denied claim. Our claims team will provide a written explanation, and you can submit additional documentation for review. Our average appeal resolution time is 5 business days.
Yes. All ShieldCore health plans comply with ACA guidelines and cannot deny coverage or charge higher premiums based on pre-existing conditions. Coverage for ongoing treatments begins from day one of your active policy.
No. You can cancel your plan at any time with no early termination fees. Your coverage remains active until the end of your current paid billing period, and we'll issue a prorated refund for any unused days.
Ready to Protect What Matters Most?
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